Financing

What is LendPro?

LendPro is a financing platform that connects customers with multiple financing providers through one simple application. Instead of applying to finance providers one at a time, LendPro helps match you with available options quickly and securely.

What is a Pre-Qualification?

A pre-qualification is a quick first step that allows you to see which financing providers you may be eligible for before submitting a full application. It helps match you with financing options across multiple credit profiles.

Does pre-qualification impact my credit score?

No. Pre-qualification uses a soft credit check and does not impact your credit score.

What if I don’t get approved, but I know my credit is good?

Approval decisions are based on multiple factors beyond credit score, including income, purchase amount, and lender-specific requirements. If multiple pre-qualified offers are available, they will automatically appear as next steps. In some cases, you may be guided to complete a full application if additional options are available.

Why did I get pre-qualified but then declined? Will I still have options?

Pre-qualification is an initial estimate, while full approval includes a more detailed review, such as banking information. If a financing provider declines after review, you may still have other financing options available.

Is my personal information protected?

Yes. Your information is encrypted and securely transmitted using industry-standard security measures. Your data is only shared with financing providers for the purpose of reviewing your application.

What does “No Credit Needed” mean?

Some financing options do not require a strong credit history, but most providers still perform a credit check during the approval process. No Credit Needed does not mean No Credit Check. Any credit review and terms will be clearly presented before moving forward with a full application.

Is an initial payment required?

This depends on the financing provider selected. Some programs require a down payment, while others do not. Any required payment will be clearly shown before finalizing.

How long is my approval valid?

Approval timeframes vary by lender but are typically valid for 30–90 days. Expiration details will be displayed with your approval.

Can I return to a pre-qualified offer later?

Yes. Pre-qualified offers are usually valid for around 30 days. If an offer expires, you can re-apply at any time to view updated options.

Who do I contact with questions about my application?

For questions regarding your application, financing options, or next steps, please contact the business directly. If additional assistance is required, your sales associate will coordinate with LendPro support.